Be Insured and Assured

Daniel Todd Insurance (DTI) transforms the insurance journey for customers by providing a platform where customers can compare options from top insurance carriers, get unbiased expert advice, buy policies, and manage their insurance portfolio, in one seamless, integrated experience.  Save hundreds of dollars with our various discounts and Bundle & Save opportunities.

DTI is independently owned and locally operated to handle your insurance needs. We work for you, not for the insurance companies.

DUI & Insurance

Good people make mistakes.  At Daniel Todd Insurance, we insure drivers with a DUI violation and can file an SR-22 immediately, if necessary.  A DUI doesn’t always mean you need an SR-22.  But, if you need one, you’ll know for sure because a court or your state will tell you if it’s required. If you have a DUI violation, your rate will go up. Some Insurance companies may consider DUI drivers as riskier to insure or even refuse coverage.  No worries, we're here for you!

Blood Alcohol Content Facts

Blood alcohol content (BAC) is the percentage of alcohol in a person’s blood. It is used to measure how much alcohol has been consumed, and how it can affect a person’s behavior and judgment. Click on the below Blood Alcohol Calculator button.  It can help you determine an approximation of what your blood-alcohol content would be if you drank a specific number of drinks over a certain period of time.

The legal BAC limit is set to 0.08% in most states, including Maryland. A driver who fails to pass a breathalyzer test during a traffic stop can be arrested and charged with DUI.